Who said there aren’t any down payment assistance programs anymore? Check this out!


The Seth 5 Star Texas Advantage program offers eligible homebuyers assistance with down payment and closing cost when purchasing a home.

  • Up to 6% down payment and closing cost assistance
  • NO repayment required
  • NO first time homebuyer requirement

About The Seth Program

Fitzpatrick Real Estate Team has helped many homebuyers get into their dream home using the Seth program. This is an amazing program that can help you pay your down payment and closing cost.  The Seth program is available in most areas of Texas excluding El Paso, Grand Prairie, McKinney and Travis County. Borrowers can select the amount of assistance that best meets their needs and loan product. The maximum amount of assistance is 6% grant which is 6% of the total loan amount.   Buyers will receive a 30 year fixed rate FHA, VA or USDA mortgage loan. Buyers must be income eligible and have a FICO score of 660 or higher.  The down payment assistance is available to buyers up to the amount of $274,050 or the maximum amount permitted by HUD. Your grant could be up to $15,867.00. There is no repayment or recapture period for the assistance provided. There is not a first time homebuyer requirement. Seth offers an online homebuyer education class for borrowers.

Call Today

If you have been thinking of buying a home before interest rates start to rise but didn’t have the necessary down payment or closing cost call Fitzpatrick Real Estate Team today.  We can connect you with our preferred lender that can provide all the details on the program. Our lender can quickly qualify you over the phone.  Once you are qualified you will be ready to start your new home search. We look forward to hearing from you and helping you find your new home. Don’t miss out on this exciting program, call us today!

Fitzpatrick Real Estate Team



Leave a Reply

Your email address will not be published. Required fields are marked *